Finances

It is undeniable that before choosing to study abroad, one considers their financial possibilities. To make it easier, here we present the average monthly expenses, tuition fees, available support or loan options, and minimum wages you can expect in different countries.

 

Denmark
Netherlands
SwedenFinland
Belgium

Bachelor’s and continuing studies tuition per year

Free2601 €
 
FreeFree1116€

Master’s studies tuition per year

Free

From €2601

FreeFreeFrom €1990

Financial support

All students working at least 10–12 hours per week can apply for government support of up to €914/month.

A loan is provided to cover tuition fees.
All students working at least 8 hours per week can receive government support of up to €1094.12/month.

All students working at least 10 hours per week can receive government support of up to €950/monthAll students working at least 10 hours per week can receive government support of up to €1000/month.

None

Average monthly expenses*

*Actual monthly expenses depend on the city and each person’s individual needs.

Accommodation/utilities – €400–600/month.

Food, transport, leisure, etc. – €350–600/month.

Accommodation/utilities – €400–750/month.

Food, transport, leisure, etc. – €200–400/month.

Accommodation/utilities – €250–550/month.

Food, transport, leisure, etc. – €300–500/month.

Accommodation/utilities – €300–500/month.

Food, transport, leisure, etc. – €300–500/month.

 

Accommodation/utilities – €400–600/month.

Food, transport, leisure, etc. – €300–500/month.

Minimum wage

€15–18/h. Denmark does not have a defined minimum wage, so it depends on the type of work.

People aged 18 to 21 – €6.84–€13.68/h

More HERE.

€11/hour€9–13/hour. Finland does not have a defined minimum wage, so it depends on the type of work.

€9.38–11.87/hour
More HERE.

Average student salary (working 15 h/week)€885/month + €914/month support.€600/month + support up to €1094.12/month.€720/month€720/month€670/month
Studying abroad is accessible to everyone! And here’s why:
  • Kastu collaborates and offers studies only in countries where higher education is free, funded, or affordable.
  • Most students find part-time jobs and, by working 15 hours per week, not only fully support themselves but also manage to save an average of €720/month* or €8,640* per year.
  • We present a table that analyzes a student’s income and expenses depending on the country of study. As you can see, in many cases studying abroad can be more affordable than you might expect.

*Example based on an average student in the Netherlands.

When planning to study abroad, to feel secure and have time to adapt to a new environment, it’s essential to have savings for at least 5–6 months (~€5000–€7000; for travel, housing, food, etc.). Once you’ve settled in, you’ll be able to easily combine your studies with part-time student jobs.

 

 

Scholarship

We fully understand that finances are a very important—and sometimes decisive—factor when choosing a suitable place to study, which is why we have collected information about all the scholarships offered by our partner universities and included it in the "Scholarship" section of each university description. If this section is missing, it means that the university does not offer scholarships.
  • In the Netherlands, scholarships for master’s students are offered by Tilburg University and the University of Twente.
  • Several international organizations have established the Global Study Awards scholarship program, which accepts applications year-round from students who have begun their studies abroad (in this context, “abroad” means outside their home country). A total of 9 scholarships are awarded annually to the best candidates. This scholarship is intended for students who are already enrolled and studying at a foreign university, as the application requires an admission letter and a short essay about your study experience abroad. Specific requirements may vary, so we recommend checking the details before applying.